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Terms and conditions for CIAT Insurance Services’ online quotation facility

Welcome to the CIAT Insurance Services’ quotation facility. This facility allows you to obtain insurance quotations in two easy steps.

Step one: Confirm you’ve read, understood and accept the terms and conditions for the respective insurance facility you require, on the right

Step two: Provide us with some brief details about your business

Terms and conditions of the on line quotation facility

Your premium and insurance policy will be based on the details you provide in the form provided. This product meets the demands and needs of those who wish to ensure the financial protection of their business. The information you will provide and on which this quote is based is a record of your demands and needs particular to your specific circumstance.

Your responsibilities

You are responsible for providing complete and accurate information, which insurers require in connection with any proposal for insurance cover.

You should inform us immediately of any changes in circumstances which may affect the services provided by us or the cover provided by your policy. This is particularly important before taking out a policy and at renewal, but it also applies throughout the life of a policy.

If you fail to disclose any material fact or other information material to the insurance this could invalidate the policy and mean that claims may not be paid.

  • You should check all details on the quotation schedule
  • You should read all insurance documents issued to you and ensure that you are aware of the cover, limits and other terms that apply
  • Particular attention should be paid to any policy and conditions as failure to comply with them could invalidate your policy
  • You should take note of the required procedures in the event of a claim, which will be stated in the policy documentation

Confirm you have read, understand and accept the above terms and conditions by selecting the on line application for the relevant insurance facility on the right.